Last week, lightning hit the giant pine tree in our backyard, and it landed on top of the house! It was early evening and my buddy and I weren’t in bed; The tree broke the wall of the family room, and had my buddy and I been in there, my buddy and I would have been harmd, or worse.
It was raining hard, coming through the broken roof, and pouring into the house.
I called the homeowner’s insurance corporation, who sent an insurance adjuster out within an hour. They assessed the situation and had someone there soon after to put tarps over the roof. There was nothing anyone could do until the rain stopped; He asked if my buddy and I knew the air conditioner equipment was also broken. There were tree limbs impaling the AC unit, and he was sure it was going to need replacing. Once he assessed the disfigurement, he told me it was particularly going to be a total loss, but with all the water disfigurement, and possible disfigurement to the foundation, it could take numerous months to rebuild. He gave us enough currency to stay in a hotel for a week until he could find us an apartment while the home was being rebuilt. It was just our luck to get a hotel room that had a wet floor from a leaking Heating plus Air Conditioning unit, and there was no air conditioner. I was cheerful when the insurance agent called the next afternoon and told us my buddy and I had an apartment, my buddy and I could get our personal belongings out of the home while he secured the apartment. He assured us it had perfect Heating plus Air Conditioning and all the necessities.